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There are different ways of sending money to Ghana. It has never been easy using methods that come with high charges. Sometimes the time involved to get your money to your loved one may even scare you away.
Today, I am going to share with you the top 7 ways to transfer money to friends and family in Ghana.
Sending Money to Ghana Using PayPal
PayPal is the most widely used online payment gateway. Take it or leave it. Aside from the fact that, PayPal has taken Ghana out of the account ownership, you can still use PayPal in Ghana.
Why? Consider yourself a US citizen who has come to Ghana. Does your coming to Ghana stop you from using your PayPal account? Sure no. There are a lot of Ghanaians using PayPal at the moment. Call it illegal. But something that is international, I don’t understand why a particular country should be left out.
Is it for security? I don’t think so. Why? Because countries like US, Russia, and India have the most learned hackers. Yet they are not banned from using PayPal. Is it the country’s laws? Maybe.
There was once PayPal stated on their community website that a country’s laws and policies could stop them from running their service there. I am suspecting this as the cause. Though I’m not too sure.
This is how you send money to someone in Ghana using PayPal:
- Let the recipient get a PayPal account. I can personally get them one for a small fee.
- Log in to your PayPal account.
- Click on “Send and Request” from your account menu.
- Choose Pay for Goods and Services
- Enter your recipient’s email address (the one linked to his / her PayPal account.
- Enter the amount you want to send and hit Send. That’s all! It’s instant.
You just sent your friend in Ghana money through PayPal. Though there are small charges, you can’t compare it to those huge bank charges you are going to pay, not to talk of the queue and the embarrassments.
Sending Money to Ghana Using Western Union
Western Union Transfer has been the commonest method of sending money to Ghana. Though there are somewhat high charges, and stress in locating a vendor and all that, half a loaf, they say is better than none.
It has been the only method most Ghanaians know. In fact, when someone hears of money transfer in Ghana, the only thing that comes to mind is Western Union.
Even with working online, Ghanaian youths want to get paid through Western Union. I’ve never used Western Union for transactions. Probably because no one is sending me money from outside the country, lol.
But sending money to Ghana using Western Union isn’t anything difficult. At least I did the research.
This is how you send money to someone in Ghana using Western Union:
- Go to a Western Union Vendor around you (not in all countries though). In Ghana Western Union vendors are with most of the banks.
- Tell them you want to send money to someone in Ghana
- Your details are taken, such as your name and email address.
- A unique code is given to you to send to the recipient.
- You send the code to your friend and tells him to go to the vendor for the money.
It is as simple as that.
Other methods of sending Money to Someone in Ghana
Apart from the two methods stated above, below are some channels you can use to send money to someone in Ghana:
Conclusion
Do you send or receive money in Ghana? What are your experiences? What are the methods you used? Did we miss them in this article? Please share with us so we can update to improve the article for future users. Thank you.
I like your article and it really helpful.
I think you did not conclude about sending money using the PayPal .
After the sender send the funds to you.
How are you going to withdraw the money?
Will you have to go to the bank to withdraw the money or how?
Thank you I will be waiting your answer.
Thanks for the comment, Sumaila.
To withdraw from PayPal, you click on Withdraw money on your PayPal summary page. You enter the amount you want to withdraw and the choose the card to withdraw to.
Before that, get a UBA Africard linked to the account.
There would be an article on that topic.
Is there is ways of receiving money in the UK?
How about sending money from Ghana to another country ??
How ??
Thanks for asking. The same procedure as above applies.
Same procedures apply.
Can any other card be linked with Paypal account apart from UBA Africard?
Boss I want a PayPal account, I sent you a message on WhatsApp but you didn’t reply me. Thank you
Responded
please is there a way one can receive money through his mobile money from a foreign country?
Like how
please I want to know how much do I need to open a saving account at GCB?
2) is possible to send money from outside Ghana, for example I have an account with GCB and I travel outside and I want to send money from foreign account to my Ghana account at GCB?
3) please in what way can I access my account at GCB if u travel outside Ghana?
4) lastly please how many time am I allowed to redraw money from my savings account?
hope to hearing from you
thank you
Beginning you said PayPal account in open in Ghana can only be used to send or pay for services or money but you can’t take money from it, but at the end you contradicted your rule. Is there anything that I didn’t understand? May be.
Hi what I read earlier confuse me but you said we can’t receive or withdraw money using PayPal account but you can use to pay or purchase goods and services how do I get the goods when I made the payment will it be send to my country or other country that PayPal is allowed
I got a U.S PayPal active with u.s details but difficult to cash out money on it in ghana ,I can only link a U.S bank card to transfer the money ,it’s can’t allow any of the ghana cards , what idea do you have for that…tumps up for your research..
Please contact me on +233 54 877 1088 (WhatsApp)
Please kindly help me to link my local bank to my pay al account
I need a support to create a PayPal account because I have try several times but not avail.