top 10 insurance companies in Ghana

Top 10 Insurance Companies in Ghana

Michael Nii Armah

Defining insurance can be tricky as it comes with distinct types complicating its meaning. However, generally, insurance is a promise of compensation for particular possible losses in the future in exchange for a regular or constant payment. We are taking a look at the top 10 Insurance Companies in Ghana.

Insurance is meant to protect the individual, company or an entity against unexpected losses that could risk its financial well-being.

In light of this, it is prudent you find the best in the field to have total courage in entrusting your future. Here is a list of the top 10 insurance companies in Ghana.

Related: List of Companies in The Ghana Club 100 list.

List of Top 10 Insurance Companies in Ghana

  1. Enterprise Insurance Company

Enterprise insurance company was established in 1924 and it has ever since had a tremendous run. Its top-notch services seek to provide the best for its customers, securing their future and managing their financial and physical loss.

Enterprise insurance company has many branches sitting at vantage points in the country, making them easy to locate. They are dedicated to offering life-changing results to its clients to improve their lives and protect their interest.

  1. State Insurance Company (SIC)

SIC is a well-known public company that boasts of 1400 shareholders with branches scattered all over the country. They are the top providers of non-life insurance products.

Their areas of expertise center on accident, marine, travel, oil, and gas. They are known for their well-spirited workforce and satisfactory customer services.

  1. Star Life Assurance Company Limited

You will find them at Mankata Avenue in Accra. They are one of the very best when it comes to Life insurance companies in the country. They put the needs of the clients first and ensure they are met accordingly.

Their life assurance packages is one to write home about and their dedication towards work is excellent.

  1. Saham Insurance

Having over 37 years of experience, the Saham group has done very well for itself. It is one of the best Pan-African insurance group you will find in the country.

They offer a range of services including; health insurance, life insurance, non-life insurance, and reinsurance.

  1. Activa Insurance Company

Activa is the 7th largest insurance company in Ghana currently. They are also a member of the Pan-African insurance group.

They are licensed to give the best of insurance services to its customers that will effortlessly protect their interest at all times.

  1. Global Institute of Islamic Banking, Insurance and Consultancy Limited

They are known for their financial and consultancy services that merit good results in terms of risk management.

It is an esteemed organization with an appreciable international recognition. You can find them at Hall Avenue in Adabraka.

  1. Hollard 2U Ashaiman

Hollard is a registered insurance company in Ghana that helps you insure your property both personal and commercial wise. They provide one of the best offers in risk management. Hollard 2U is located at the Old Tulaku market opposite the Stanbic bank in Ashaiman.

  1. Allianz Insurance company

Allianz boasts of a wide range of insurance products that have brought unprecedented solutions to their customers over the past years in Ghana.

It has international recognition as it is owned by Alliance group in Germany. Allianz is registered with the Ghana Insurance Commission to give its clients the best of services.

  1. Metropolitan Life Insurance Ghana Limited

With their motto, “Together We Can”, is never short of the offers and services the company gives out to its clients.

It concerns itself with policies on education, investment, and a limited health package as well. You can find Metropolitan Life Insurance Ghana Limited at North Ridge Crescent Accra.

  1. Nationwide Medical Insurance

It is a privately owned insurance company with a paramount aim of offering health packages that cover all your health-related issues.

They provide the best service to help improve your wellbeing. It is currently ranking as one of the best health insurance companies in Ghana.

Check out: List of 9 Best Real Estate Companies in Ghana.


  1. a c thompsett
    February 22, 2018

    Can you advise what travel insurance is required for a Ghanaian resident with a uk passport and work visa to travelto the Uk please and can you quote please

  2. Jan Zaal
    March 7, 2019

    looking for Health insurance companies who have a liciense to sel domestic insurance to Expats.
    To join our Portal/Platform :

    Best regards

    J.W.Zaal .
    CEO of
    Diasporahomecare B.V. Holding vennootschappen

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