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  • Do I need to open a dollar account or can I use my cedis account to fund the PayPal account

    • No, Ewurabena.
      You don’t need a dollar account in order to fund your PayPal account. Your cedi account can do.

      When making transactions, your currency would be converted by PayPal.

  • Hello I would to ask this:
    can I use my US MasterCard instead of my visa card?

    if No!

    how do I create a PayPal account with my US MasterCard?

    • Hello Edwin,

      You can use your US Mastercard to link with your PayPal account.

      Please note that it is not the card that will enable you to create the account. The card only links to your account after it is created to enable transactions to be done between your account and your bank.

  • This is kinda flawed because when you attempt to link your debit card it will require a billing address and your billing address has to be the same or at least the same country with the one which you used to create the account. If there is a way to link a Ghanaian debit card with a Ghanaian billing address to a paypal account opened with a Nigerian address please enlighten me. Thanks

    • Thanks for your comment, Nana. It is important that your billing address has your bank’s branch in that country.

      That is why I advice that you go with Barclays. Their debit cards are for free.

      • I don’t get you. Scenario I open a paypal account with a Nigerian address. Ecobank is also in Nigeria. I want to link my Ecobank Ghana card with the account. I’m unable to link because the billing address is restricted to Nigeria whereas my card’s billing address is in Ghana. So how do I resolve this?

        • PayPal for Nigeria is a bit restricted and exclusive to Nigerian banks only. Addresses should also match the banks’ ones. From an article I read here How to Open a PayPal Account in Nigeria, the writer mentioned that

          Also when filling in your address, make sure that it matches the same address details you filled when you opened your bank account.

          This is totally different from PayPal Ghana because I personally used a Togo address for creating my PayPal account and a Ghanaian address for my Barclays Bank account yet it worked when I linked my debit card. I have used this card to make several purchases since then without having any issues.

  • Nice tips here

    Am impressed in your guide on how to get papal account in Ghana.

    is barclays bank card still working with paypal?

    • The Barclays debit card works. One thing to know – Please go with the international one. I was told only yesterday at the Bank that their local ones cannot do online transactions.

  • Thanks for the insightful post.I have been able to create a paypay account but can’t link my Gt Bank debit card,international.
    Pls how do I do that. Thank you

  • Good day, Mr. Saviour and thanks for the information.
    I tried using a Visa card, but didn’t work out

  • please help me add my bank to my PayPal in Ghana.i create it with a Nigerian address and i can’t add my bank

  • HI.. i open i paypal account since last year but i have not been able to link it to my bank account and each time i try it, it keep telling me that the card is not accepted and i should try another card and it a GTbank master card, what should i do, please help me.
    thank you

    • Hello Goodluck,

      Are you able to purchase items online with your card? If yes, then you would need another card, preferably from Barclays (Savings Account, International Visa Debit Card).

      Hoping to hear from you again.

  • This is an indepth artilce on the paypal issue.
    I have created abd verified my Togo paypal account 100% and i can use it to make any purchases online
    My main problem is that, i can’t withdraw. There is absolutely no withdrawal option in my account and i have also use Mpower too and it didn’t work. So please if you can guide me if there is any plan b method to withdraw fron Togo Paypal. I will be extremely happy
    Thank!

    • Hello Steve. Thanks for your comment.

      I suggest you use Western Union to transfer your money.

      PayPal has disabled receiving money with Togo PayPal accounts. Countries like US that allows too, the procedure is complex, you would have to have an American Social Security Number to be able to transfer the funds that have been sent to you to your bank’s account.

      We are researching on how best to make Ghanaians use PayPal with ease.

    • @Steve but can you use the funds to make online shopping if you can’t withdraw? Thank you

  • i tried creating an account on Paypal, but i wasn’t given the option of choosing the country i want. it automatically chose USA for me

    • i have been able to solve it. i was automatically directed to paypal.com/us/home. so i changed the ‘us’ to ‘ng’.
      thanks

        • i suggest the best thing to use this,is for only payment by linking your card..trying to receive funds on it will be at your own risk cos your account can be freezed at any time

  • Thanks for this wonderful insight, I just go through your blog and I think what I’m looking for is right here, I just got to try it out and see how it’s work thank to you bro.

  • Please does the products or items order go to Togo due to the Togo address with phone number or, you would fill in an address for delivery

  • Please .. I tried linking my ecobank debit card to my paypal account but it didn’t work. I used a Togo billing address and phone number. Kindly help me link my card to my paypal account.

  • Please Saviour… I cant receive funds from my paypal account… Can you please help me out?

  • i want to register a paypal account. please what should i do to get the account

  • Thanks for the insight but i unfortunately was not able to link my card to the paypal account for reasons best known to the authorities. I tried Barclays, Ecobank as well as Access Bank card all to no avail. I would also like to know if one can receive funds with the paypal account without linking any card to it. Your feedback will be highly appreciated. Thanks.

    • Please find out from your bank which type of card you have. In the case of Barclays, they have a type that can only be used for ATM withdrawals, but not for online transactions. Such ones wouldn’t work.

      You can’t receive money with your Togo PayPal account.

  • am creating paypal account but if i put my date of birth there is says wrong how should i put it 12-12-99 or (12-12-99) or which type

    • Nice Question:

      I think PayPal has an issue, with their date system there.

      It has been stated there as DD/MM/YY but the correct arrangement should have been MM/DD/YY. So please type your date in this format MM/DD/YY.

  • Can i use Barclays International Visa Card to withdraw funds from my paypal account?

    • I don’t know about them. You can give it a try. One good thing is that you can link any card to PayPal. If it doesn’t pick, you can always try another one.

  • i use fast cash hfc so i create my paypal account finish but it just ask me CSC code so what shoul i do.

  • Please is the phone number suppose to be that of Togo or Gh?? And can I use zenith bank credit card?
    Thanks

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